| Bank Name | Fixed Interest | Variable Interest | Processing Fee |
| State Bank of India | NA |
9.4 to 8.9 depending on cibil score.
|
0.35% of the loan amount plus applicable GST,
minimum Rs.2,000/- plus applicable GST and
maximum of Rs. 10,000/- plus applicable GST
|
| ICICI |
NA
|
Salaried :
Up to ₹ 35 lacs RR + 2.70% (8.95%) - RR + 3.45% (9.70%)
₹ 35 lacs to ₹ 75 lacs RR + 2.70% (8.95%) - RR + 3.45% (9.70%)
Above ₹ 75 lacs RR + 2.70% (8.95%) - RR + 3.45% (9.70%)
Self Employed :
Up to ₹ 35 lacs RR + 2.80% (9.05%) - RR + 3.60% (9.85%)
₹ 35 lacs to ₹ 75 lacs RR + 2.80% (9.05%) - RR + 3.60% (9.85%)
Above ₹ 75 lacs RR + 2.80% (9.05%) - RR + 3.60% (9.85%)
|
The processing fee is 0.50% of the loan amount
|
| Bank of Maharashtra | |
8.35%
|
No Processing Fee
|
| Axis Bank | NA |
For Salaried Professional :
Floating Rate Repo Rate + 2.50% to Repo Rate + 2.90% 8.75% - 9.15% p.a.
Fixed Rate All Loan Amounts 14% p.a.
For Self Employed :
Floating Rate Repo Rate + 2.60% to Repo Rate + 2.90% 8.85% - 9.15% p.a.
Fixed Rate All Loan Amounts 14% p.a.
|
Upto 1% of the loan amount
|
| Punjab National Bank | |
8.55 to 9.20 depending on cibil score.
|
0.35% of the loan amount
Minimum- Rs. 2,500/
Maximum- Rs. 15,000/
Documentation charges of Rs. 1350/- + taxes
|
| HDFC | |
Upto and including Rs 30 lacs 8.65% to 9.15%
Over Rs. 30 lacs to 75 lacs : 8.90% to 9.40%
Above 75 lacs : 9 to 9.50%
|
0.5% of the loan amount applied plus applicable service taxes and cess.
|
| Canara Bank |
N.A.
|
8.95 to 11.15
|
Nominal processing fee of 0.50% (Min Rs.1500/- and Max. Rs.10,000/-) is charged.
|
| Central Bank of India |
N.A
|
ROI is based on CIC score & ranging from 8.55% to 9.10% (presently)
|
0.50 % of loan amount, maximum Rs.20,000/-
|
| Bank of Baroda |
N.A.
|
Baroda Home Loan Advantage – Upto Rs.75 lakhs
For Salaried*
From 8.85% to 10.45%
For Non-Salaried*
From 8.90% to 10.55%
Baroda Home Loan Advantage – Above Rs.75 lakhs
For Salaried*
From 9.10% to 10.70%
For Non-Salaried*
From 9.15% to 10.80%
|
Loan upto Rs.30 Lacs – 0.50% (Minimum Rs..5,000/-)
Above 30 Lacs -- 0.40% (Min. Rs.15,000/- & Max. Rs.50,000/-)
|
| Bank of India |
N.A.
|
8.60 to 10.60 depending on cibil score.
|
0.25% of loan amount Min.Rs.1,000 and Max. Rs.20,000
|
| IDBI |
Salaried/Self Employed Professional *8.55% - 10.50%
Self Employed Non-Professional *8.55% - 12.00%
|
Home Loan Floating : 9.45%
Home Loan Interest Saver : 9.45%
|
Processing fee of up to 1.00 % of the loan amount applied.
|
| Union Bank of India | |
Upto 30 lacs : 8.60 to 10.25 % depending on cibil score
Above 30 lac : 8.60 to 9.30 depending on cibil score.
|
Processing charges are 0.50% of the loan amount subject to maximum of Rs. 15,000.
|
| IOB |
N.A.
|
UPTO Rs. 30.00 LACS :: 9.3 %
Above Rs. 30.00 Lacs to Rs. 49.99 Lacs :: 9.4 %
Rs. 50.00 LACS AND ABOVE STARTS @ 8.60% FINAL PRICING WILL BE BASED ON INTERNAL SCORING MODEL OF THE BANK.
|
A flat rate of 0.58% of the loan amount- maximum of Rs. 10,190/- There is no hidden charge..
This is subject to change from time to time without prior intimation.
|
| UCO Bank |
N.A.
|
8.85%
|
0.5% of the loan amount, minimum Rs.1500/- & maximum Rs. 15000/-
|
| Indian Bank |
Applicable for 5 years and then again get reset:
Upto rs 75 lacs :10.65%
above 75 lacs : 10.90%
|
8.95% to 9.15%
|
0.225% of loan amount with a maximum of Rs.20,000/-
|
| HSBC |
N.A.
|
8.95% p.a Salaried, with commitment fee. 9.35% p.a. (without commitment fee)
9.05% p.a Self-employed, with commitment fee. 9.45% p.a.(without commitment fee)
|
A total of 1% of the loan amount sanctioned or INR 10,000, whichever is higher,
will be applicable as Processing Fees (plus service tax).
|
| Federal Bank | |
Salaried :
Upto 30 Lakhs : 10.15 (Repo Rate + 3.65)
Above 30 Lakhs and upto 75Lakhs : 10.20 (Repo Rate + 3.70)
Above 75 Lakhs : 10.25 (Repo Rate + 3.75)
Self Employed :
Upto 30 Lakhs : 10.20 (Repo Rate + 3.70)
Above 30 Lakhs and upto 75Lakhs : 10.25 (Repo Rate + 3.75
Above 75 Lakhs : 10.30 (Repo Rate + 3.80)
|
0.5%
|
| Punjab and Sind Bank | |
Depending on Cibil Score : 8.95 to 9.95 %
|
Loans upto Rs. 25 Lac : 0.15% on the loan amount, subject to minimum of Rs. 1000/- and maximum of Rs. 3000/-
Loans > Rs. 25 Lac < Rs. 50 lac : 0.25% subject to maximum of Rs. 10000/-
Loans > Rs. 50 Lac < Rs. 75 lac : 0.25% subject to maximum of Rs. 15000/-
Loans = Rs. 75 Lac & above : 0.25%
|
| Karnataka Bank |
N.A.
|
Up to Rs.75.00 lakh 9.02 - 10.19
Above Rs.75.00 lakh 9.02 - 10.29
|
Not Available
|