Credit Card APR rates , Features and Benefits.

Compare Credit Card APR rates and Features.

Note from Editor

Find below , APR rates , features and Benefits from top Credit Card Companies in India.

APR rate here implies to : The annual rate that is charged for borrowing (or made by investing), expressed as a single percentage number that represents the actual yearly cost of funds over the term of a loan. This includes any fees or additional costs associated with the transaction.

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Bank NameCard NameAPRFeaturesBenefits
HDFCJetPrivilege HDFC Bank World 39% The best airline co-brand offering exclusive travel privileges.
Now Fly FREE Faster.
Welcome Benefit of up to 10,000 Bonus JPMiles and one way base fare waived Jet Airways ticket
Earn 6 JPMiles for every Rs. 150 spent and 18 JPMiles on every flight booked on www.jetairways.com or www.jetkonnect.com.
Dedicated Check-in with 10 kg additional baggage allowance
HDFC Platinum Times Card 39% Great entertainment card with flat 25% off on movie tickets and up to 20% off on dining, 365 days of the year. 25% off on movies and up to 20% off on dining. (at participating outlets)
Bouquet of discount vouchers as welcome gift
3 Reward Points (RP) on Rs. 150 spent. 10 RP on dining spends on weekdays (Mon-Fri)
HDFC Titanium Times Card 39% Great entertainment card with flat 25% off on movie tickets and up to 15% off on dining, 365 days of the year. 25% off on movies and up to 15% off on dining. (at participating outlets)
Bouquet of discount vouchers as welcome gift
2 Reward Points (RP) on Rs. 150 spent. 5 RP on dining spends on weekdays (Mon-Fri)
HDFC Diners Club Black 39% Best International Credit Card with exclusive life style benefits. Gain access to select Golf Clubs in India as Green Fee player
Earn Rs 750 Travel Vouchers for every 1000 Reward Points earned.
Redeem for Airline Tickets, Hotels at our Travel and Entertainment portal www.hdfcbankdinersclub.com
HDFC Infinia 23.88% Powered by exclusivity. Pampered with exquisteness. Experience the Infinite now. Infinia Card with the No Pre Set Spend Limit*
5 Reward Points for every Rs.150 spends.
Complimentary Priority Pass and Taj Epicure Inner Circle Gold Membership
HDFC Regalia 39% Best Super Premium Credit Card with travel and luxury benefits. Welcome Benefit - 5000 Reward Points*
4 Reward Points for every Rs.150 spends.
Complimentary Priority Pass and Taj Epicure Inner Circle Gold Membership
HDFC JetPrivilege HDFC Bank Platinum 39% Fly FREE Faster with HDFC Bank JetPrivilege Platinum, best in class airline co-brand credit card. Welcome Benefit of up to 4,000 Bonus JPMiles and one way base fare waived Jet Airways ticket
Earn 5 JPMiles for every Rs. 150 spent and 15 JPMiles on every flight booked on www.jetairways.com or www.jetkonnect.com.
5% Discount on base fare for tickets booked on Jet Airways or JetKonnect website.
HDFC Doctor's Superia 39% Only Premium Credit Card with exclusive travel benefits for doctors with the best lounge program. Welcome Benefit of 1000 Reward Points.
3 Reward Points (RP) on Rs 150 spent. 50% more RP on dining spends
Complimentary Priority Pass Membership and MasterCard Lounge program
HDFC Teacher's Platinum 39% A credit card exclusively designed for teachers with freedom to fill fuel across any fuel station. 2 Reward Points on Rs. 150 spent
3X Reward Points on weekend shoppings.
500 Bonus Reward Points on Teacher's Day (September 5th) every year.
HDFC Superia 39% Premium Credit Card that allows you to redeem your reward points as air miles. Welcome Benefit of 1000 Reward Points.
3 Reward Points (RP) on Rs 150 spent. 50% more RP on dining spends
Complimentary Priority Pass Membership and VISA/MasterCard Lounge program
HDFC Solitaire 39% Only exclusive premium Solitaire Credit Card for women rewarding spends with Shoppers Stop gift vouchers. Get Rs. 1,000/- Shoppers Stop vouchers on Rs. 75,000/- spends every 6 months.
50% more Reward Points on dining and grocery spends.
3 Reward Points on Rs. 150 spent
HDFC World Master Card 39% Enjoy the privileges of both worlds, waiver of fuel surcharge at all fuel stations and access to premium airport lounges. 2 Reward Points on Rs. 150 spent
Fuel Surcharge Waiver for transactions between Rs. 400 - Rs. 5,000 (ST applicable)
Get complimentary Airport lounge access under Master Card lounge program
HDFC Diners Club Premium 39% Best Premium Lifestyle Card with unlimited domestic lounge access. 4 Reward Points for every Rs. 150 spends
Unlimited Golf Lessons
Earn Rs 600 E Vouchers for every 1000 Reward Points earned. Redeem for Airline Tickets, Hotels and Movies at our Travel and Entertainment portal www.hdfcbankdinersclub.com
HDFC Diners Club Rewardz 39% The card with maximum travel rewards. 3 Reward Points for every Rs. 150 spends
Exclusive 24/7 Concierge to make airline reservations, book a hotel room, schedule a dinner reservation or send a gift.
Get double the Reward Points on our Travel and Entertainment portal www.hdfcbankdinersclub.com
HDFC Visa Signature 39% Enjoy the privileges of both worlds, waiver of fuel surcharge at all fuel stations and access to premium airport lounges. 2 Reward Points on Rs. 150 spent
Fuel Surcharge Waiver for transactions between Rs. 400 - Rs. 5,000 (ST applicable)
Get Complimentary airport lounge acess under VISA Lounge program - signture
HDFC Platinum Plus 39% A premium Platinum Plus Credit Card with freedom to fill fuel across any fuel station. 2 Reward Points on Rs. 150 spent.
50% more Reward Points for incremental spends above Rs. 50,000 in a statement cycle.
Fuel Surcharge Waiver for transactions between Rs. 400 - Rs. 5,000 (ST applicable)
HDFC Business Platinum 39% Get exclusive lounge access while you fly on international and domestic flights. 1% CashBack on all retail spends except fuel spends
1% CashBack on International spends
Fuel surcharge waiver
HDFC Corporate Platinum 39% Enjoy 24/7 online MIS availability for seamless transactions. 2 Reward Points for every Rs. 150 spends
Petrol surcharge waiver
Lounge access at select airports across India
HDFC Corporate World Master Card 36.6% Privileges at International and Domestic airports. 2 Reward Points for every Rs. 150 spends
Petrol surcharge waiver
Lounge access at select airports across India
HDFC Corporate Visa Signature 36.6% Privileges at International and Domestic airports 2 Reward Points for every Rs. 150 spends
Petrol surcharge waiver
Complementary membership to Priority Pass
HDFC Platinum Edge 39% Enjoy CashBack on everyday spends only with Platinum Edge Credit Card. 2 Reward Points for every Rs. 150 spends and 50% additional Reward Points on dining spends
Redeem Reward Points as CashBack against outstanding amount on your Credit Card.
Zero fuel surcharge
HDFC Titanium Edge 39% Enjoy CashBack on everyday spends only with Titanium Edge Credit Card. 2 Reward Points for every Rs. 150 spends and 50% additional Reward Points on dining spends
Redeem Reward Points as CashBack against outstanding amount on your Credit Card.
Zero fuel surcharge
HSBCPlatinum Credit Card39.6% Get reward points , movie voucher offer , fuel surcharge waiver , air mile conversion program and exclusive redemption catalogue. Get 2 reward points for every 150 Rs spent.
Get movie ticket voucher worth Rs.500 on spending over Rs.50,000 in a calendar month. Cardholder can receive upto a maximum of INR 3000 worth free tickets in a year under this offer.
Get Fuel Surcharge waiver at any fuel pump across India for transactions between Rs. 400 & Rs. 4000 subject to a maximum amount of Rs. 250 per calendar month.
With our superior Air Miles Conversion Programme you may redeem Reward points for air mileage points with our partner airlines:
Jet Airways: 1 JPMile for Rs. 150 spent
Singapore Airlines: 2 Kris miles for Rs. 150 spent
redeem points against some of the most premium brands in the country
HSBCGold Credit Card39.6%Global Access Get a cash advance at close to 1 million ATMs in India and overseas
Withdraw cash from your HSBC Bank Account from any VISA Plus / MasterCard / Cirrus ATM in India or overseas. You can also enquire about your balance, transfer funds from any HSBC ATM in India or overseas #
The HSBC Visa credit card is accepted at over 18 million establishments worldwide and over 100,000 establishments in India
Earn 1 reward point for Rs 100 spent.
Fuel Surcharge Waiver , on payment of rs 249 p.a..
Loan on Phone : EMI's are calculated at low interest range of 15% to 24%.
Balance transfer on EMI : Balance Transfer-on-EMI (BT-on-EMI) is a unique feature that allows you to transfer the outstanding amount on your other bank credit card to your HSBC Gold Credit Card and repay in easy monthly instalments at a lower interest rate. You can choose from the repayment tenure options of 6, 12, 18 and 24 months. 15 % for 6 to 12 mts tenure. 18% for 18 to 24 mts.
Cash transfer on EMI : The Cash-on-EMI facility allows the cardholder to avail of the Cash Advance facility on his/her HSBC Credit Card and repay the same in Equated Monthly Instalments (EMI). The annual rate of interest applicable will be 18% p.a. to 24% p.a. for your HSBC Gold Credit Card. You can choose from the tenure options of 6, 12, 18 and 24 months.
HSBCThe Platinum Credit Card from HSBC and MakeMyTrip39.6% The Platinum Credit Card from HSBC and MakeMyTripThe Platinum Credit Card from HSBC and MakeMyTrip offers cardholders an exciting bouquet of offers and benefits in addition to flexible Reward Points redemption options. The Platinum Credit Card from HSBC and MakeMyTrip Cardholders will earn Reward points as follows -
5 points per INR 100 spent at MakeMyTrip
1.5 points per INR 100 spent at other merchants
HSBCThe Signature Credit Card from HSBC and MakeMyTrip37.2% The Signature Credit Card from HSBC and MakeMyTrip combines the privileges of offers that combines the privileges of HSBC Credit Cards with the flexibility of MakeMyTrip. With the Accelerated Rewards program, this card lets you Shop More and Holiday More! The Signature Credit Card from HSBC and MakeMyTrip Cardholders will earn Reward points as follows - The Signature Credit Card from HSBC and MakeMyTrip Cardholders will earn Reward points as follows -
10 points per INR 100 spent at MakeMyTrip
4 points per INR 100 spent at other merchants
Turbo Reward Points: Get 15 points / INR 100 on the amount spent in excess of INR 50,000 at MakeMyTrip.com in a year
HSBCHSBC Westside credit card39.6% HSBC and Westside bring to you the HSBC Westside Credit Card, a card that is designed to complement your lifestyle and also serves as a symbol of recognition and status, across the globe. Get 4 Reward points for every Rs 100 you spend at Westside stores Get 1 Reward point for every Rs 100 you spend elsewhere
Standard CharteredSuper Value Titanium The monthly interest rate is annualized to arrive at the APR. Monthly Interest Rate is 3.1% pm and is annualized to arrive at an APR of 37.20%. Cash transactions will attract an interest rate of 3.49% pm (APR 41.88%). The APR at the time of credit card set up is fixed for a period of 3 months and will be reviewed every 3 months based on your risk behaviour at the sole discretion of the Bank and the rate of interest applicable will vary between 1.99% pm (APR 23.88%) and 3.49% pm (APR 41.88%). The revised APR will be communicated through your monthly statement at the time of each revision and will be applicable for a period of 3months fromthe date of revision For the individual who knows his mind and his pocket We offer greater savings on fuel and telephone bills with the Super Value Titanium Card. 5% cash back on fuel at all petrol pumps in India. You’ll also receive a 2.5% surcharge reversal and 2.5% cash back on the transaction amount, be it BPCL, IOC, HPCL or Reliance
5% cash back on all telecom payments including phone bills across all service providers, be it Vodafone, Airtel, MTNL , Reliance, BSNL or TATA Indicomm
5% cash back on all utility bill payments, allowing you to save more on electricity, gas and water
Minimum transaction amount for cashback eligibility is INR 750
Maximum cashback per transaction is INR 100
Maximum cashback per month is INR 500
Standard CharteredManhattan Platinum The monthly interest rate is annualized to arrive at the APR. Monthly Interest Rate is 3.1% pm and is annualized to arrive at an APR of 37.20%. Cash transactions will attract an interest rate of 3.49% pm (APR 41.88%). The APR at the time of credit card set up is fixed for a period of 3 months and will be reviewed every 3 months based on your risk behaviour at the sole discretion of the Bank and the rate of interest applicable will vary between 1.99% pm (APR 23.88%) and 3.49% pm (APR 41.88%). The revised APR will be communicated through your monthly statement at the time of each revision and will be applicable for a period of 3months fromthe date of revision Shopping can be rewarding Enjoy cash back as well as rewards whenever you shop 5% cash back on credit card expenditure at the following supermarkets & department stores* :
More, Reliance Fresh , Big Bazaar , Food Bazaar.
Rewards and Redemption
Save Rs. 8,750 by applying for a Manhattan Platinum Credit Card.
Redeem your Reward points for a combination of exciting offers
You can earn upto INR 500 as cashback every month and INR 150 per transaction
You need to spend at least INR 1000 per transaction to earn cashback
Standard Chartered Platinum Rewards Card The monthly interest rate is annualized to arrive at the APR. Monthly Interest Rate is 3.1% pm and is annualized to arrive at an APR of 37.20%. Cash transactions will attract an interest rate of 3.49% pm (APR 41.88%). The APR at the time of credit card set up is fixed for a period of 3 months and will be reviewed every 3 months based on your risk behaviour at the sole discretion of the Bank and the rate of interest applicable will vary between 1.99% pm (APR 23.88%) and 3.49% pm (APR 41.88%). The revised APR will be communicated through your monthly statement at the time of each revision and will be applicable for a period of 3months fromthe date of revision For the financially smart spender
Enjoy an exciting rewards program and unmatched lifestyle benefits.
Earn 5 reward points for every Rs.150 spent at fine-dining outlets
Earn 5 reward points for every Rs.150 spent on fuel
Earn 2 reward points for every Rs.150 spent on all other categories
Earn 5 reward points for every Rs.150 spent at hotels
Standard Chartered Inner Circle Platinum The monthly interest rate is annualized to arrive at the APR. Monthly Interest Rate is 3.1% pm and is annualized to arrive at an APR of 37.20%. Cash transactions will attract an interest rate of 3.49% pm (APR 41.88%). The APR at the time of credit card set up is fixed for a period of 3 months and will be reviewed every 3 months based on your risk behaviour at the sole discretion of the Bank and the rate of interest applicable will vary between 1.99% pm (APR 23.88%) and 3.49% pm (APR 41.88%). The revised APR will be communicated through your monthly statement at the time of each revision and will be applicable for a period of 3months fromthe date of revision Free for life is just a start
Also enjoy welcome vouchers. And some exciting rewards on shopping at Lifestyle and its affiliate stores.
Earn up to 9x reward points or 6%* value back at all Lifestyle and Inner Circle-affiliated stores
Coupons worth Rs. 2,500* will be sent with your credit card when you join the Inner Circle program
Reward points earned on the card can be redeemed at any Inner Circle-affiliated store in India
Receive special privileges at Lifestyle including exclusive previews and additional sale discounts
CitibankCitibank Premier Miles Fixed 2.50% per month (30% per annum). The interest rate will remain fixed irrespective of your spend, payback or utilization patterns. Fly for free! Get your passport to complimentary air travel, with the freedom to choose from over 100 airlines to fly with. Earn miles on all your spends, and redeem them easily for flights, hotel stays and car rentals. The options are aplenty. Just like your best in class privileges will be. Earn 10 Miles for every Rs.100 spent on all airline transactions1.
Earn 10 Miles for every Rs.100 spent on exclusive website www.premiermiles.co.in and with our select partners.
Redeem Miles across over a 100 domestic and international airlines.
Transfer your Miles to any of our 13 hotel & airline partners
CitibankCitibank Rewards Card 3.25% per month (39% per annum). This can change periodically based on your spend, payback and utilization patterns. Earn Reward Points on all spends. Get 10X Reward Points on your purchases at apparel and department stores and many other partner stores. Redeem your Reward Points instantly when you shop at over 700 outlets and e-shopping sites. Enjoy the many ways a Citibank Rewards Card makes every day more rewarding for you! Earn 10 Reward Points for every Rs125 spent at apparel and department stores and 50 other partners.
Continue earning Reward Points at rate of 1 point for every Rs125 on all other purchases
Redeem points instantly at over 700 outlets and e-shopping partners
Get 2,500 points on Card activation
CitibankIndian Oil Citibank Titanium Credit Card 3.25% per month (39% per annum). This can change periodically based on your spend, payback and utilization patterns. Save over 5% on your fuel bills. Get Reward Points that collect quickly, and convert easily to free fuel. Collect points on all purchases, and 4 times the points on fuel and hundreds of lifestyle purchases. 4 Turbo Points on Rs.150 of fuel purchases at authorized IndianOil Retail Outlets across the country.
2 Turbo Points on Rs.150 at grocery and supermarkets.
1 Turbo Point on Rs.150 spent elsewhere like Shopping, Dining and more.
ICICI Coral 40.80% Unlimited Cash Rewards. Every day. Everywhere. 2X cash rewards on dining, groceries and at supermarkets
Buy 1, get 1 movie ticket free, through the week
Get a complimentary tie from Provogue on joining
ICICIRubyx40.80 India's first dual Platinum Credit Card.
•Accelerated rewards with a choice of 3 reward plans
•Complimentary rounds of golf and movie tickets
•Complimentary Sennheiser HD219 Headphones on joining
Exclusive privileges across entertainment, dining, wellness and golf
Complimentary airport lounge access
Buy 1, get 1 movie ticket free, through the week
A set of complimentary Sennheiser HD219 headphones on joining
ICICISaphire40.80 •Benefits of 2 cards with the convenience of 1 account
•Complimentary rounds of golf and movie tickets
•Complimentary set of Bose IE2 Headphones on joining
Convert your everyday card purchases into free flights and upgrades. Choose one today!
•10,000 JPMiles on joining
•Enjoy up to 9 JPMiles per 100 on all spends
•Excess baggage allowance up to 10 kgs
•Premier check-in for domestic flights
•Complimentary Jet Airways base fare waived off ticket every year
•5% discount on base fare + fuel surcharge on booking through www.jetairways.com / www.jetkonnect.com
•Exclusive privileges across entertainment, dining, golf
ICICIPlatinum40.8A Delhi Metro Smart Card and a Credit Card combined in one Dual benefits of a Delhi Metro Smart Card and Credit Card
Automatic Metro balance recharge with Auto Top-Up
10% discount on travel fare at Delhi Metro
2.5% fuel surcharge waiver at HPCL petrol pumps
Minimum 15% discount at participating restaurants
State Bank of IndiaSignature40.2 1. Cash access across the world.
2. Simply use your card to buy petrol, diesel and lubricants at any petrol pump in the World without having to pay any transaction fee. All you have to do is to purchase fuel for amounts between Rs. 500/- and Rs. 4,000/- each time.
3. Easy Bill Pay Facility A FREE service that ensures your utility bills (electricity, mobile, insurance and telephone) are paid on time. Earn Reward Points on payments made. Start using your Easy Bill Pay Facility:
4. Get your Platinum Card replaced anywhere in the world. Just Call 24X7 Visa Card Helpline Toll Free Number while travelling abroad for Emergency Card Replacement. Click Here for Visa Helpline Numbers.
Signature Welcome*

One Full Fare Free Domestic One Way Ticket from Indigo Airlines OR Gift Voucher worth Rs. 5000 from any one of our Retail Partners: Raymond's / Shopper's Stop / Lifestyle / Jabong.com
Signature Rewards*

- Use Your Signature Card And Get 2 Reward Points For Every Rs 100 Spent
- Get 5x Reward Points On Dining, Departmental stores, Grocery & International Spends*
- Enjoy the Freedom From Paying 2.5% Fuel Surcharge** Across All Petrol Pumps
Bonus Spend Rewards*

Earn Bonus Reward points as you spend & swipe on your signature cards Annual Spends Bonus Reward Point
Rs. 2 Lakh 10,000
Rs. 3 Lakh 10,000
Rs. 4 Lakh 10,000
Rs. 5 Lakh 20,000
Signature Entertainment*

Swipe your Signature Card every month and get Rs.500 off on Book My Show once every month.
Transaction valid for at least 2 tickets per booking, Maximum discount possible is Rs.250/ticket for 2 tickets only. Convenience Fee would be chargeable.
Signature Concierge*

From dining and golf course reservations, hotel and limousine bookings, movie tickets and gift delivery assistance, to making you attend those special events that you’ve been wanting to go to since forever. SBI Signature Card presents a remarkably exclusive concierge service for the special you!
Fine Dining – Complementary Glass of wine/welcome drink or dessert at leading restaurants across India.
Lifestyle – Exclusive discounts at Spa’s & Lifestyle Stores at leading brands.
Travel – Customized travel packages to cater to your travel needs at exclusive rates.
Premium Golf - Learn the nuances of the game and enjoy exclusive golf lessons by expert trainers.
Flower & Gift Delivery – Exclusive discount on your birthdays/ special occasions on flower reservations.
Signature Lounges*

Enjoy International Airport Luxury Lounge Access To Over 600 airport lounges in over 300 cities worldwide at a nominal fee through the complimentary Priority Pass. The standard membership of the priority pass program is complimentary every year, whenever you visit a Priority Pass member lounge, a usage fee of up to $27 will be charged to your Signature Card Redeem your Signature Reward Points across categories: Travel Holidays Lifestyle Gadgets Indigo Taj Shopper's Stop Fossil/Armani

Signature Offers*

- Discounted stay upto 75% off at more than 55, 000 Hotels & Villas across the world
- Enjoy best credit card offers across 900 Luxury Hotels worldwide
- Enjoy savings of upto 10% on Hertz Car Rental Program
- Enjoy 30% discounted green fees at 300 golf clubs worldwide
- 24X7 Concierge service across the world
State Bank of IndiaPlatinum40.20 1. Cash Access Across the World
2. 2.5% fuel surcharge waiver for each transaction between Rs.500 & Rs.4000 (exclusive of GST, wherever applicable, & all other charges). Maximum surcharge waiver of Rs 250 per statement cycle, per credit card account
3. A FREE service that ensures your utility bills (electricity, mobile, insurance and telephone) are paid on time. Earn Reward Points on payments made. Start using your Easy Bill Pay Facility for utility bill payments:
True Lifestyle*
- 5X Cash Points on Dining, Departmental Store and International Spends
- Earn a whopping 10 Cash Points for every Rs.100 spent on Dining, Departmental Store & International Spends. Encash these Cash Points to pay your SBI Platinum Credit Card outstanding balance
- Access to over 200 Golf Courses across the world
True Lounge Access*
- Priority Pass Program: Complimentary membership to the Elite Priority Pass program. Get access to over 600 Super Luxury Airport Lounges across 300 cities worldwide. The standard membership of the priority pass program is complimentary every year, whenever you visit a Priority Pass member lounge, a usage fee of up to $27 will be charged to your SBI Platinum Credit Card.
True Value*

- Get rewarded at every stage of your relationship with your SBI Platinum Credit Card.
- Welcome Gift: Apparel Voucher worth upto Rs.3,000.
- Spend Rewards 1: Spend Rs.4 Lakhs in a year and earn a Full Fare Free One Way Domestic Air Ticket or Apparel Vouchers worth Rs.3,000.
- Spend Rewards 2: Spend Rs.5 Lakhs in a year and earn a Full Fare Free One Way Domestic Air Ticket or Apparel Vouchers worth Rs.3,000.
- Anniversary Gift: Apparel Voucher worth upto Rs.3,000 on Renewal (annual spends > 2 Lakh). Our Travel Partners for the above offer are Indigo Airlines. Our Retail Partners for apparel vouchers are Raymond's, Lifestyle, Shoppers Stop & Jabong.com.
The above detailed Gifts would be delivered within 28 days of receipt of request on a best effort basis.*
True Transparency*
- A maximum of 40,000 Cash Points can be earned in 5X in a year
- The standard membership of the priority pass program is complimentary every year, whenever you visit a Priority Pass member lounge, a usage fee of up to $27 will be charged to your SBI Platinum Credit Card
State Bank of India Air India SBI Signature Card 40.20 1. Cash access across the world.
2. Simply use your card to buy petrol, diesel and lubricants at any petrol pump in the World without having to pay any transaction fee. All you have to do is to purchase fuel for amounts between Rs. 500/- and Rs. 4,000/- each time.
3. Easy Bill Pay Facility A FREE service that ensures your utility bills (electricity, mobile, insurance and telephone) are paid on time. Earn Reward Points on payments made. Start using your Easy Bill Pay Facility:
4. Get your Platinum Card replaced anywhere in the world. Just Call 24X7 Visa Card Helpline Toll Free Number while travelling abroad for Emergency Card Replacement. Click Here for Visa Helpline Numbers.
Bon Voyage*
20,000 Reward Points as welcome gift*.
Complimentary membership to the Air India Frequent Flyer Program-Flying Returns.
Everytime you spend, receive a lot more Use your Air India SBI Signature Card and get 4 Reward Point for every Rs. 100 spent.
Anniversary gift of 5000 Reward Points every year
Enjoy bonus Reward points -
Annual Spends Cumulative Bonus Reward Point
Rs. 3 Lakh 20,000
Rs. 5 Lakh 40,000
Rs. 10 Lakh 90,000
Elevate, everytime you fly
1 Reward Point = 1 Air India Air Mile**
20 Reward Points for every Rs. 100 spent on Air India Tickets.
Membership upgrade to the Silver edge or the Golden edge club on annual spend milestone of 5 lacs and 10 lacs respectively. Fuel Surcharge Waiver
Enjoy the freedom from paying 2.5% fuel surcharge across all petrol pumps. Maximum surcharge waiver of Rs.250 per statement cycle per credit card account. Transaction between Rs. 500 and Rs. 4,000. GST extra wherever applicable
Be our guest in leading Indian Airports
Enjoy International Airport Luxury Lounge Access to over 600 airport lounges in over 300 cities worldwide at a nominal fee through the complimentary Priority Pass. The stamped membership of the priority pass program is complimentary every year, whenever you visit a priority pass member lounge, a usage of up to $27 will be charged to your Signature Card Enjoy visa lounge access program at 8 major domestic Airports.
State Bank of India Air India SBI Platinum Card40.20 1. Cash Access Across the World
2. 2.5% fuel surcharge waiver for each transaction between Rs.500 & Rs.4000 (exclusive of GST, wherever applicable, & all other charges). Maximum surcharge waiver of Rs 250 per statement cycle, per credit card account
3. A FREE service that ensures your utility bills (electricity, mobile, insurance and telephone) are paid on time. Earn Reward Points on payments made. Start using your Easy Bill Pay Facility for utility bill payments:
Bon Voyage*
5,000 Reward Points as welcome gift*.
Complimentary membership to the Air India Frequent Flyer Program-Flying Returns. Everytime you spend, receive a lot more
Use your Air India SBI Platinum Card and get 2 Reward Point for every Rs. 100 spent
Anniversary gift of 2000 Reward Points every year
Enjoy bonus Reward points -
Annual Spends Cumulative Bonus Reward Point
Rs. 2 Lakh 5,000
Rs. 3 Lakh 15,000
Elevate, everytime you fly
1 Reward Point = 1 Air India Air Mile**
10 Reward Points for every Rs. 100 spent on Air India Tickets.
Fuel Surcharge Waiver Enjoy the freedom from paying 2.5% fuel surcharge across all petrol pumps. Maximum surcharge waiver of Rs.250 per statement cycle per credit card account. Transaction between Rs. 500 and Rs.4,000. GST extra wherever applicable
Fraud Liability Cover Complimentary credit card fraud liability cover of Rs. 1Lac. This cover is liable from the period of 48 hrs. prior to reporting of loss till 7 days post the reporting of loss.
State Bank of IndiaStudent Plus Advantage27 Credit free period of up to 50 days and extended credit facility with a very low interest rate of 2.25% p.m. Your SBI Student Plus Advantage Card is an international credit card and can be used in over 24 million outlets across the globe, including 3, 25,000 outlets in India. Just look for the Visa/MasterCard sign of acceptance and present your card for payment. With the Easy Bill Pay facility from SBI Credit Card you can be rest assured you will never miss payment of your utility bills. All your utility bills like electricity, insurance, telephone will get paid before the due date with this facility from SBI Card. Cash Points:
Earn 1 Cash Point for every Rs.100 spent
Use your Cash Points to pay the outstanding balance on your credit card or redeem against exciting gifts from the Rewards Catalogue.
2.5% Value Back:
With accelerated Cash Points get upto 2.5% Value Back on all Departmental store & Grocery Spends.
Enjoy Complete Fuel Freedom:
2.5% fuel surcharge waiver for each transaction between Rs.500 & Rs.3000 (exclusive of GST, wherever applicable, & all other charges). Maximum surcharge waiver of Rs 100 per statement cycle, per credit card account.
Accelerated Rewards:
Get 10x Reward Points on your International Spends.
EMIs
With your SBI Student Plus Advantage Card, you can convert your purchases into easy EMIs.
State Bank Of IndiaSBI Gold Credit Card40.20 1. Utility Bill Payment Facility With the Easy Utility Bill Payment facility from SBI Card you can be rest assured you will never ever forget paying your utility bills on time. All your utility bills like electricity, insurance, telephone will get paid before the due date with this facility from SBI Gold Card. 1.Worldwide Acceptance
Your SBI Gold Credit Card can be used in over 24 million outlets across the globe, including 3, 25,000 outlets in India. Just look for the Visa/MasterCard sign of acceptance and present your card for payment.
2. Cash on the go As an SBI Cardholder, you can withdraw cash from over 1 million VISA/MasterCard ATMs (Please check the logo on the front of your card before using) across the globe, including 18,000 ATMs in India. In addition to this, you get access to over 10,000 SBI ATMs across 100 plus cities in India.
State Bank Of IndiaSBI Advantage Gold Card27 1. Credit free period of upto 50 days and extended credit facility with very low interest rate of 2.25% p.m
2. With the Easy Utility Bill Payment facility from SBI Visa Card you can be rest assured you will never ever forget paying your utility bills on time. All your utility bills like electricity, insurance, telephone will get paid before the due date with this facility from SBI Gold Credit Card.
1.Worldwide Acceptance
Your SBI Gold Credit Card can be used in over 24 million outlets across the globe, including 3, 25,000 outlets in India. Just look for the Visa/MasterCard sign of acceptance and present your card for payment.
2. Cash on the go As an SBI Cardholder, you can withdraw cash from over 1 million VISA/MasterCard ATMs (Please check the logo on the front of your card before using) across the globe, including 18,000 ATMs in India. In addition to this, you get access to over 10,000 SBI ATMs across 100 plus cities in India.
State Bank Of IndiaSBI Advantage Plus Card27% Credit Convenience
Credit free period of upto 50 days and extended credit facility with very low interest rate of 2.25% p.m
Ready Cash
As an SBI Cardholder, you can avail credit card cash withdrawal from over 1 million VISA/MasterCard ATMs (Please check the logo on the front of your card before using) across the globe, including 18,000 ATMs in India. In addition to this, you get access to over 10,000 SBI ATMs across 100 plus cities in India and enjoy up to 100% cash withdraw limit.
Add-on cards - Enhanced Power to your family You can now conveniently take care of the needs of your loved ones. Your SBI Advantage Plus Card now lets you apply for add-on cards for your spouse, parents, children or siblings above the age of 18.
Utility Bill Payment Facility*
With the Easy Bill Pay facility from SBI Card you can be rest assured you will never ever forget paying your utility bills on time. All your utility bills like electricity, insurance, telephone will get paid before the due date with this utility bill payment facility from SBI Card.
Easy Money Facility*
Now you can order a bank draft any time by just making a local phone call to the SBI Card Customer Helpline. The amount of the draft will be billed directly to your SBI Card. You'll find it useful for payments of various bills, taxes, fees and a lot more. For more details please call the SBI Card helpline.
Post issuance of your SBI Advantage Plus Card, SBI Card will provide you an Encash facility and transfer the funds to State Bank of India to facilitate the opening of a Fixed Deposit in your name at SBI.
As you keep paying the Encash EMI's every month on your SBI Advantage Plus Card, the Credit Limit will keep opening every month
You will continue to enjoy interest on your Fixed Deposit at SBI.
The final credit limit on your SBI Advantage Plus Card will be upto 85% of the FD amount
Enjoy unbelievably low rate of interest at 2.25% pm on your SBI Advantage Plus Card
In addition, enjoy the following great benefits on your SBI Advantage Plus Card
Worldwide Acceptance
Your SBI Advantage Plus Card is an international credit card and can be used in over 24 million outlets across the globe, including 3, 25,000 outlets in India. Just look for the Visa/MasterCard sign of acceptance and present your card for payment.
Build Credit Bureau History
Build Credit Bureau History, which leads to hassle-free loan sanctions
Cash on the go
As an SBI Visa Credit Cardholder, you can withdraw cash from over 1 million VISA/MasterCard ATMs (Please check the logo on the front of your card before using) across the globe, including 18,000 ATMs in India. In addition to this, you get access to over 10,000 SBI ATMs across 100 plus cities in India.